FHA Home Loan

An FHA Loan is a great solution for you to buy your home if you don't have much money for a down payment or have had some credit issues in the past. This is your solution to getting out of your rental fast.
    The advantages of an FHA Loan include:

      Qualifying Can Be Easier Your Credit doesn't have to be perfect Down Payment Requirements are very small Competitive Rates
The Federal Housing Administration (FHA) is the government agency that regulates housing industry business and is the largest mortgage insurer in the world. One of the main missions for the FHA is to "maintain and expand homeownership." That means FHA Loan programs may exist to help you own a home.

Since FHA Loans are insured by the government, lenders can make it easier for you to get a competitive loan.

FHA Loans are a great solution if your credit isn't perfect. Even with a bankruptcy in your history you still may qualify for an FHA Loan. This is especially true with the changes in the Sub-Prime Mortgage market. An FHA Mortgage is usually the best option if you need to work on your credit.

FHA Loans require a 3% down payment versus the more traditional 20%. While it is true you can get a loan for 100% the value of the home you are buying, the money for an FHA downpayment can come from many different sources. It can be a gift from a family member, employer or even a charitable organization. This is not acceptable with most other loan programs.

FHA Loans have VERY competitive rates. Remember, the Federal Government insures FHA loans and this helps keep the rates very reasonable.

You can contact us by phone or apply now for an FHA Mortgage. We can review your application and will be in touch with you by the next business day.

Our online application is 100% secure. We use Verisign to protect all the information that you submit and we would NEVER sell any of the information that you provide on your application. We only use the information in reference to the mortgage application.

Our website is full of mortgage refinance information for you to use. Visit our Resource Center to find FREE reports you can download for mortgage refinance information, find answers to some of the most commonly asked questions in the FAQ, calculate how long it will take to start saving money when you refinance with our calculators or go straight to our on-line application to start the pre-approval process.